With the many changes to health insurance, including the many changes to comply with the ACA, many midsize businesses have struggled to understand and therefore, comply, with these rules. These myths apply to small businesses with 1 to 100 employees: Myth…
With the unveiling of the 2016 carrier rates, Covered California has announced a premium increase of just 4% on average. That is lower than the average increase of 4.2% last year. Most consumers will see an increase of <5%…
Effective July 1, 2015 Blue Shield of California has reached an agreement with the University of California Health Systems. This agreement is a 3 year contract. This agreement involves plans both through Covered California, as well as through Blue Shield…
With the open enrollment period quickly approaching, we thought we would give you some terms that you may hear. Actuary - a mathematician for the insurance field. Accountable for calculating premiums, developing plans and defining underwriting risk. Agent - a licensed individual who…
As we work our way through the new world of Healthcare reform, or as some of you call it “Obamacare”, there are bound to be updates, changes and improvements to the system. I’ve been taking notes in my various meetings…
Governor Brown announced Monday, July 7th that he signed SB 1446, the "Grandmothering" bill. SB 1446 moved rapidly and unopposed through both Houses in the California legislature. Now that the bill has been signed into law, it will go into…
I realize many of you have experienced the horrible hold times with the various carriers, and believe me, I FEEL YOUR PAIN! The carriers are aware of the problem and are doing everything they can to address the situation, including…
In my many discussions with people recently regarding Healthcare reform, the following questions have popped up more than once so I thought I would put them together in a little Q&A format. Q: My employer offers coverage for my dependents…
